At T&I Credit Union, we understand the thrill of adventure and the desire to explore the great outdoors. Our Recreational Vehicle (RV) Loans make it easier for you to embrace your passion for outdoor recreation. Whether you're looking to hit the open road on a motorcycle, embark on a camping journey in an RV or camper, or set sail on the water with a watercraft, we have the financing options to make your dreams a reality.
Motorcycle Loans
| Purchase | Term | Rates As Low As (APR)* | Requirement |
|---|---|---|---|
| New motorcycles made between 2019 - 2023 | 60 Months | 7.49% | 10% down payment of the motorcycle’s cost |
| Used/Refinance (2013 - 2018) | Term varies, with a maximum loan of 60 months | 7.99% | NADA Guide Retail Value required |
*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score.
Existing T&I loans excluded. See T&I Credit Union for more information. T&I Credit Union is an Equal Opportunity Lender. Effective 10/01/2024-12/31/2024.RV/Camper Loans
| Purchase | Term | Rates As Low As (APR)* | Requirement |
|---|---|---|---|
| New (2018 or newer) | 60 Months | 7.24% | 10% Down payment |
| New (2018 or newer) | Over 60 Months | 7.24% | 15% Down payment |
| Used/Refinance | 60 Months | 7.49% | 20% Down payment of NADA value. |
| Used/Refinance | 60 Months | 7.49% | 20% Down payment of NADA value. |
*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score.
Existing T&I loans excluded. See T&I Credit Union for more information. T&I Credit Union is an Equal Opportunity Lender. Effective 10/01/2024-12/31/2024.Boat Loans
| Purchase | Term | Rates As Low As (APR)* | Requirement |
|---|---|---|---|
| New (2018 or Newer) | 60 Months | 7.24% | 10% Down payment of actual cost. |
| New (2018 or Newer) | Over 60 Months | 7.24% | 15% Down payment of actual cost. |
| Used/Refinance | 60 Months | 7.49% | 20% Down payment of NADA value. |
| Used/Refinance | Over 60 Months | 7.49% | 20% Down payment of NADA value. |
We can also finance your jet ski purchase. Please contact a loan officer for jet ski terms and rates.
*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score.
Existing T&I loans excluded. See T&I Credit Union for more information. T&I Credit Union is an Equal Opportunity Lender. Effective 10/01/2024-12/31/2024.Why Choose T&I Credit Union for Your Recreational Vehicle Loan?
Competitive Rates: Enjoy competitive interest rates that make your recreational vehicle purchase more affordable, helping you make the most of your outdoor adventures.
Flexible Terms: We offer flexible repayment terms, allowing you to choose a loan duration that fits your budget and financial goals.
Wide Range of Options: Whether you're interested in motorcycles, RVs/campers, or watercraft, we have financing options available for each category, catering to your specific recreational needs.
Simple Application Process: Our straightforward application process makes it quick and easy to apply for a recreational vehicle loan, saving you time and hassle.
Personalized Service: Our dedicated team of experts provides personalized service, guiding you through the loan process and answering any questions you may have.
Getting Started with Your RV Loan
Choose Your Adventure: Decide on the type of recreational vehicle that suits your lifestyle and interests – whether it's a motorcycle, RV/camper, or watercraft.
Evaluate Your Budget: Determine your budget and the monthly payment you can comfortably afford for your chosen recreational vehicle.
Apply for Your Loan: Complete our simple online application or visit one of our branches. Provide necessary documentation, such as proof of income and vehicle information.
Loan Approval and Purchase: Once approved, finalize the purchase of your recreational vehicle and start enjoying your outdoor adventures.
Embrace the freedom of outdoor recreation with a Recreational Vehicle Loan from T&I Credit Union. Rather than having separate motorcycle, ATV, and boat loans, our RV loans cover it all! Contact our dedicated team today to learn more about our competitive rates, flexible terms, and personalized service. We're here to help you make the most of your outdoor adventures.
Calculate Your Cost
Use our convenient financial calculator below to estimate your monthly payments and determine the affordability of your motorcycle, RV, or watercraft:
Apply For a Recreational Vehicle Loan Today!
Click the "Apply" button below to start your Recreational Vehicle loan application. Our streamlined process makes it easy for you to get the financing you need so you can begin your next adventure as soon as possible!
Disclaimer: *All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score.
Existing T&I loans excluded. See T&I Credit Union for more information. T&I Credit Union is an Equal Opportunity Lender. Effective 10/01/2024-12/31/2024.