Certificates of Deposit (CDs)
Looking for a way to earn higher interest on your money compared to traditional checking and savings accounts? Discover the benefits of purchasing a Certificate of Deposit (CD) with T&I Credit Union. We take great pride in providing you with some of the most competitive CD rates, ensuring that your money can grow with higher interest earnings.
A CD is an excellent opportunity to earn attractive interest rates while leveraging short-term investments. Let us help you grow your savings and achieve your financial goals.
CD Options Designed for You
Take advantage of our modern CD offerings with the best CD rates in Michigan, designed specifically with you in mind. Choose from the following options:
| Account | Min. Deposit | Interest Rate (APY) | Term (Months) |
|---|---|---|---|
| CD Special (9-Month)* | $500 | 4.27% | 9 |
| New Money CD Special (Q1 Only)** | $25,000 | 4.77% | 10 |
Discover the Secret to Earning High Interest
Certificates of Deposit (CDs)! Learn how to grow your money with CDs, from choosing the right term to maximizing your returns. Don't miss out—click the button below to explore more!
Email Us to Open a CD
Ready to start earning higher interest? Take the first step by reaching out to us via email to open your CD account. Our dedicated team is here to assist you in getting started on your journey towards financial success.
*Minimum deposit and balance required. Interest is credited back to regular share savings account at maturity of certificate. If certificate is broken prior to maturity,
interest rate reverts to 0.10% APY. Rates are subject to change without notice. Effective 01/01/2024-03/31/2024** Must be new money (not on deposit at T&I CU). Effective 10/23/2024-12/31/2024.