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Pay Your Loans Online

We're making it easier than ever to pay your T&I Credit Union Loans! You can now pay your loans through text or online from an external account!

Need to Know

  • You will receive a text message informing you of the amount due for your loan.

  • You will be able to review your payment options

  • If you would like to opt out of our text message service, text "STOP"

In order to verify your account for the first time, you will need to set up the following:

 4 Digit Pin

  • Once you have entered your account number and date of birth, you will be prompted to create a 4-digit PIN.

    • Keep this information in a secure place; it will be needed in the future to verify payments

Preferred Method of Payment

  • In order to make a payment, you will have to add a preferred form of payment in the portal.

    • This can be done by selecting "ADD NEW DEBIT CARD" or "ADD NEW BANK ACCOUNT," which will prompt a secure website for you to input your information.

    • If done correctly, there will be a message stating "Payment Method Success," and you will be redirected to the payment portal.

Once the account is successfully verified, you will be directed to the payment portal, where you'll be able to see all of your loans and be able to select your preferred payment method.

Member Benefits of Online Payments

  • Transaction fees are only $5.00

  • Encrypted information guarantees your information is secure

  • Convenient ways to pay from an external account: 

    • Text

    • Website

  • Payments accepted from:

    • Checking accounts

    • Savings Accounts

    • Debit Cards

Frequently Asked Questions

If I opt out of receiving text messages, will I still be able to pay my loans online?

  • Yes, you will have to access the payment portal through our website or online and mobile
    banking. However, you will not receive any text notifications regarding payment reminders
    and will not be able to make a payment via text message.

How can I pay my account via text message?

  • Once you receive a text reminder, respond “Pay” to the same text. You will be asked to
    enter your PIN to verify your account. Once you have completed this process, your payment
    will be complete and you should receive a confirmation text.

    • NOTE: you will have to set up a 4-digit PIN and preferred method of payment prior to using text payments