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Undergraduate Student Loans

Are you looking for funding to cover your undergraduate education expenses? A Student Choice student loan is a financial solution that can help bridge the gap after exhausting other financial aid sources. You'll have access to a unique line of credit with competitive rates and a convenient online application process.

Convenient & Flexible College Spending:

  • Get funding for your entire undergraduate career with just one application*

  • Open your line of credit even if you’re unsure of the amount you’ll need

  • In-school deferment and convenient repayment terms available


Student Loan Refinancing

Refinance your student loan with T&I Credit Union, where we offer competitive fixed and variable-rate student loan refinancing solutions. To be eligible, you must have graduated from an approved school and become a member of T&I Credit Union. The application process is easy, and counselors can provide personalized support. Don't miss out on the chance to refinance and simplify your student loan journey!

What Student Loans can I Refinance?

  • Private Student Loans

  • Federal Student Loans

  • PLUS Student Loans

*Be aware that if you refinance federal loans into a private loan, you'll lose access to federal benefits like debt cancellation or income-driven repayment.

College Counselors

Get Expert Help with Your Financial Aid and Student Loans

If you're confused about financial aid, student loans, or student loan repayment, Student Choice has College Counselors available to assist you! Whether you're a parent, high school student, or college graduate, their counselors offer personalized one-on-one consultations to help you make financial decisions best suited for you.

Student Loan Services:

  1. FAFSA Assistance: Get help completing your FAFSA form to apply for financial aid

  2. Award Letter Interpretation: Understand your financial aid award letter

  3. Financial Aid Lingo: Learn and clarify complex financial aid terminology

  4. Repayment Strategies: Discover the right repayment plan for your student loans

  5. Loan Refinancing: Get guidance on refinancing your student loans


Student Loan Rates

Borrower Type Term APR* Maximum Loan Amount
Individual Borrower Up to 4 Years Rates As low as 7.00% Up to $20,000
Qualified Co-Borrower Up to 40 Years Rates As low as 7.00% Up to $20,000

Apply For A Student Choice Student Loan

Unlock your potential with a student loan! Invest in your future and gain access to quality education without financial worries as a member of T&I Credit Union. Focus on your studies, build a strong foundation for a successful career, and enjoy flexible repayment options. With a student loan, you'll be free to choose the best educational path and open doors to endless opportunities. Don't let financial barriers hold you back—apply now and embrace a journey of learning, growth, and success! Your dreams are within reach, so take that leap and invest in yourself today.

Disclaimer: *see Student Choices website for all disclaimers and information related to these loans.

Visit Our Branch in Clawson, MI

600 N. Main Street. 
Clawson, MI 48017

Phone #: (248) 621-8445 or (800) 338-3908
Fax #: 248.588.6437
Routing Number: 272485547