Life Loans
Life is full of special moments and unexpected events that call for financial assistance. At T&I Credit Union, we understand the need for flexible Personal Loans to support you during these times. Our modern Life Loans are a type of Personal Loan designed specifically to assist you in life’s most significant moments, providing you with the funds you need for various events such as weddings, holidays, and more.
| Loan Type | Rates As Low As (APR)* | Term | Maximum Loan Amount |
|---|---|---|---|
| Holiday Loan | 12 Months | $2,500* | |
| Wedding Loan | 24 Months | $10,000* |
Disclaimer: *Per qualified borrower. All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Opportunity Lender. Effective 10/01/2024-12/31/2024.MAHA Revolving Line of Credit
Looking to take out a Personal Loan to pay for hockey expenses? Consider a MAHA Revolving Line of Credit for this hockey season!
As a proud parent of a hockey-loving child, you understand the joy and excitement that comes with being part of the hockey community. At T&I Credit Union, we've partnered with the Michigan Amateur Hockey Association (MAHA) to provide a unique and financially manageable solution specifically designed to support hockey families like yours.
Say goodbye to the stress of paying upfront fees or unexpected hockey-related expenses. Instead of taking out a Personal Loan, our MAHA Revolving Line of Credit offers you the convenience of affordable monthly payments, ensuring that your child's hockey journey is smooth and worry-free. With this credit line, you can easily cover a variety of hockey-related expenses, including but not limited to:
Team expenses/dues
Annual cost for ice & participation
Annual travel expense
Equipment
| Term | Rates As Low As (APR)* | Maximum Loan Amount |
|---|---|---|
| 60 Months | $500 - $20,000* |
Disclaimer: *All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Opportunity Lender. Effective 10/01/2024-12/31/2024.Shared Secured Loans
In need of funds now? Want to build or improve your credit score? Look no further than our Share Secured Loans at T&I Credit Union. Designed with the next generation in mind, this type of Personal Loan provides you with the financial flexibility you need while helping you establish a positive credit history.
| Rates As Low As (APR)* | Term | Maximum Loan Amount |
|---|---|---|
| Up to 60 Months | See Credit Union | |
| Up to 72 Months | See Credit Union | |
| Up to 84 Months | See Credit Union | |
| Up to 96 Months | See Credit Union |
How Share Secured Loans Work
With a Share Secured Loan, you can borrow funds equal to the amount in your savings account, using your savings as collateral for the loan. This unique approach allows you to keep your savings intact while accessing the funds you require
A Share Secured Loan is a Personal Loan that is secured by your savings, so even if you have bad credit, you may still qualify for this Personal Loan option. Plus, utilizing a Share Secured Loan can avoid directly depleting your savings until the loan is repaid.
Disclaimer: *The rates and terms of our share-secured loans are based on our new auto loan rates, which are subject to change and approval. All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Opportunity Lender. Effective 10/01/2024-12/31/2024.Signature Loans
Unexpected car repairs, medical bills, or home improvement projects can put a dent in your budget. That's where our Signature Loans come in. Designed for whatever may come up, these unsecured personal loans consider your credit score and financial situation to determine the Annual Percentage Rate (APR). Let us help you tackle unexpected expenses and seize opportunities with our Signature Loans.
| Rates As Low As (APR)* | Term | Maximum Loan Amount |
|---|---|---|
| 36 Months | $20,000* |
Key Features of Signature Loans
Unsecured Personal Loans for various financial needs
APR determined based on your credit score and financial situation
Commonly used for car repairs, medical expenses, and home improvements
Calculate Your Personal Loan Cost
Use our convenient financial calculator below to estimate your monthly payments and determine the affordability of your loan.
Disclaimer: *All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Opportunity Lender. Effective 10/01/2024-12/31/2024.Not a Member of T&I Credit Union Yet?
Become a T&I Credit Union member today and take advantage of our Personal Loan products tailored just for you.
Becoming a Member is Easy!
You can become a member of T&I Credit Union if you live, work, or worship in the following counties of Michigan:
Lapeer
Livingston
Macomb
Oakland
St. Clair
Washtenaw
Wayne