Online Banking Overview

Gaining access to T&I Credit Union's new Online Banking is easy.  Just follow these simple steps:

  1. Access the T&I website at http://www.ticreditunion.org.
  2. Click on the "Online Banking" link at the top of the page.
  3. Click on the Not Enrolled? Enroll Today Box
  4. Follow prompts to begin the enrollment process.

It's just that simple and convenient. 
For more information, please call us at 248-588-6688.

SIGN UP FOR e-STATEMENTS!
Forget the mail and waiting 5-10 days into the month for your paper statement. Start viewing your statement(s) online by signing up for e-statements. Once you register for this FREE service, you will receive an e-mail each month (or quarterly, if you receive quarterly statements) notifying you that your e-statement is ready. You can register for e-statements by:

  • Logging onto into your online banking,
  • Go to Services, then Options,then Service Enrollment, then
  • Read and accept
  • You're Done!

Mobile Phone Banking

  • It is safe and secure.
  • Keeps you in control of your finances.
  • Gives you access to your financial information anytime, anywhere.
  • To Register log in to online banking and go to services, then mobile, and click set up. Following the on screen instructions. You will need at that time to add the app called Touch Banking.

  • If you need any further assistance please call us at 248-588-6688.

NOW AVAILABLE: Mobile Check Deposit to your checking or savings account.



Just Open It--Savings

T & I has a variety of savings plans...

    • Regular Share Savings accounts paid and compounded quarterly.
    • Individual Retirement Accounts (IRAs)
    • Certificates of Deposit
    • Christmas and Vacation Club accounts
    • Special Savings Accounts

You'll enjoy total liquidity of your savings at all times. Your savings are federally insured up to $250,000 by the NCUA.  See a T & I Credit Union representative today for more details.




“Check out our Checking”

You don’t have time to worry about your checking account requiring a direct deposit or some large minimum balance to avoid a penalty, or do I have to pay a statement fee or use my debit card this month.

Why pay fees to have a checking account? At T & I Credit Union we say “Check out our Checking” and let us keep it simple for you.

  • NO DIRECT DEPOSIT NECCESARY
  • NO STATEMENT FEES
  • Only a $25.00 Minimum Balance
  • Initial free check order
  • FREE on-line banking and bill pay

See a T & I Credit Union representative today for more details.




Auto Rates:

New Automobiles 2017 to current:
Term up to 60 months -rate 1.99% A.P.R.*
Term up to 72 months -rate 2.99% A.P.R.*

Used or Refinanced Automobiles 2009 to current:
Term up to 60 months -rate 3.49%*
*All Loans are subject to credit review and approval.  Rates and offer are subject to change without notice. Rates are for all secured vehicles, new/used/free & clear/other institutions. Gold Star does not apply. Existing T&I loans excluded. Effective 01/15/2017 to 7/20/2017.




Debt consolidation loans:

Amount: Up to $10,000.00
Term:
24 Months for 2.00% APR
36 Months for 3.00% APR
48 Months for 4.00% APR

*All Loans are subject to credit review and approval.  Rates and offer are subject to change without notice. Gold Star does not apply. Existing T&I loans excluded. Effective 01/15/2017 to 7/20/2017.




Home Improvement loans:

Amount: Up to $10,000.00
Term:

24-36 Months for 7.00% APR
48 Months for 8.00% APR

*All Loans are subject to credit review and approval.  Rates and offer are subject to change without notice. Gold Star does not apply. Existing T&I loans excluded. Effective 01/15/2017 to 7/20/2017.




Home Mortgage Rates:

Get a mortgage review at T & I Credit Union. Fixed rates as low as 3.00 APR* Contact T & I Credit Union for daily rates, specials on mortgage refinances, rates on a home equity line of credit at 248-588-6688.

*Based on term and amount.  All mortgages are simple interest.




3 Year CD special of 2.00% APR* with any loan**

* APR=Annual Percentage Rate. APR is based on interest being paid to the member’s savings account at CD maturity. Minimum balance and deposit required $2,500, maximum balance $50,000. A penalty will be imposed for early withdrawal. See the Truth in Savings disclosure for early withdrawal penalties. Withdrawals and fees may reduce earnings. Rates accurate as of 8/26/2015. Loan consists of any secured or unsecured loan with a balance for a minimum of 2 years. If the loan is paid off within 2 years the CD will revert to the credit union’s regular share rate currently at .25%.

**All Loans are subject to credit review and approval. Rates and offer are subject to change without notice.

 


T&I’s Tell-A-Line ARU is a convenient, easy, and free way to handle your finances from home, work, or while traveling.

Tell-A-Line - T & I ARU gives you computerized access to all of your T&I accounts...24 hours a day...7 days a week! All you need is a touch-tone telephone.

ARU is confidential and safe, because only you have access to your password. Since all transactions are done between your accounts, transfers to someone else’s account are impossible. All check requests are only mailed to the address at which you receive your T&I statements.


Call From Any Touch-Tone Telephone

1-866-810-6160 - Michigan








Address: 600 N Main St., Clawson, MI 48017    *    Routing Number: 272485547