Vehicle Loans

Auto Loans

Don’t let high interest rates keep you from getting that new car you want or need. Call or stop into T&I Credit Union to apply for some of the best rates around and in return we’ll help you get on the road in that great new ride.

TermRates (as low as)
New Vehicle (2016-2018)
Up to 60 Months 2.55%
Up to 72 Months 3.25%
Up to 84 Months 3.75%

 

TermRate (as low as)
Used Vehicle (2010-2015)
Up to 60 Months 3.75%

  *All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Rates are for all secured vehicles, new/used/free and clear/other institutions. Existing T&I loans excluded. Effective 8/1/2018 to 12/31/2018.

Motorcycle Loans

Purchase

Term

Rate

Requirement

Motorcycle Loan Rates

New (2017 or newer)

60 Months

4.99%

10% Down payment of actual cost.

Used/Refinance

48 Months

4.99%

Down payment of NADA value.

 *All Loans are subject to credit review and approval. Terms between 49-60 months vary please contact T&I Credit Union for further information. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Rates are for secured motorcycle titled, new/used/free and clear/other institutions. Existing T&I loans excluded. Effective 8/1/2018 to 12/31/2018.

RV/Camper Loans

With over 1,000 campgrounds and more than 100 state park/recreation areas in Michigan alone, an RV/Camper is a great way to hit the road with family and/or friends for a trip! Let us help you get you going on life’s next great adventure by financing your RV and/or Camper through T&I Credit Union.

Purchase

Term

Rate

Requirement

RV/Camper Loan Rates

New (2017 or Newer)

60 Months

4.75%

10% Down payment of actual cost.

New (2017 or Newer)

Over 60 Months

4.99%

15% Down payment of actual cost.

Used/Refinance

60 Months

4.75%

20% Down payment of NADA value.

Used/Refinance

Over 60 Months

4.99%

20% Down payment of NADA value.

*All Loans are subject to credit review and approval. Terms over 60 months vary please contact T&I Credit Union for further information. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Rates are for secured titled, new/used/free and clear/other institutions. Existing T&I loans excluded. Effective 8/1/2018 to 12/31/2018.

 

Watercraft Loans

Looking to take advantage of the beautiful summer by spending more time out on the lake? T&I Credit Union is ready to help make your dreams a reality.

Purchase

Term

Rate

Requirement

Watercraft Loan Rates

New (2017 or Newer)

60 Months

4.75%

10% Down payment of actual cost.

New (2017 or Newer)

Over 60 Months

4.99%

15% Down payment of actual cost.

Used/Refinance

60 Months

4.75%

20% Down payment of NADA value.

Used/Refinance

Over 60 Months

4.99%

20% Down payment of NADA value.

Types of boats we finance:

  • Pontoon
  • Deck, Ski, Bow Rider, etc.
  • Fishing

For information and rates for a Jet Ski, please contact our office.

*Exclusions apply

*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Rates are for all secured vehicles, new/used/free and clear/other institutions. Existing T&I loans excluded. Effective 8/1/2018 to 12/31/2018.

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