Personal Loans

Credit Card

Don’t just make purchases, earn rewards for doing so. With the T&I Credit Union Visa Card, you earn 1 point for every dollar spent.

Classic

  • 13.9% Interest
  • Up to $5,000

Gold

  • 12.9% Interest
  • $5,000-$10,000

*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. Effective 8/1/2018 to 12/31/2018.

Debt Consolidation

You wouldn’t pay your phone bill by paying one bill at a time per line, so why would you treat your debt any different?

Stop paying multiple payments with various interest rates every month and consolidate it all into one easy payment through T&I Credit Union.

Debt Consolidation Rates

Term

Interest

Maximum Loan Amount

24 Months

5.00%

$10,000*

36 Months

6.00%

$10,000*

48 Months

7.00%

$10,000*

*Per qualified borrower

*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. Effective 8/1/2018 to 12/31/2018.

Student Loans

The only thing more stressful than college is how to fund your education. At T&I Credit Union, we’re here to help you with that. Take advantage of the easy to use student loan service we provide to our member.

  • Our student loans are with us, but serviced through a partnered company “Student Choice”
  • Their user-friendly website will help you every step of the way:
    • Before applying, applicants answer some basic questions to see if they are eligible
    • Once eligible, users are taken right to the application page

*Note: Use computer when applying for a student loan, Tablets and smartphones are not compatible with the application site

Go to Student Choice

Share Secured Loans

Secured loans are a great way to build credit up credit.

  • Loans are secured by your savings account
  • Amount given in the loan matches the amount in your savings account dollar-for-dollar
  • Rates and terms are based on new auto loan rates

*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. Effective 8/1/2018 to 12/31/2018.

Signature Loans

  • 15% Interest
  • Up to 36 Months
  • Maximum of $10,000 per qualified borrower

*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. Effective 8/1/2018 to 12/31/2018.

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